BrightGridSolar panels become part of the physical property installation, so homeowners should consider how the system interacts with their existing buildings and contents insurance arrangements.
Should you tell your insurer?
Homeowners should check their policy and ask their insurer whether the solar installation needs to be declared or documented. Requirements vary between insurers and policies.
Keep your installation documents
- Installation certificate
- Equipment information
- Warranty documents
- Electrical documentation
- Installer details
- System design information
What about storm or accidental damage?
Coverage for damage depends on the insurance policy. Customers should confirm what is covered rather than assuming that every type of solar-related damage is automatically included.
Insurance terms vary
Your installer can provide installation documentation, but your insurer determines the terms of your insurance policy.
Get a professionally documented installation
A properly completed solar installation should include appropriate handover and certification documentation.
Explore Solar InstallationFrequently asked questions
Do I need to tell my home insurer about solar panels?
You should check your policy and ask your insurer whether the installation needs to be declared or documented.
Are solar panels covered by home insurance?
Coverage depends on the individual insurance policy and insurer.
What documents should I keep after solar installation?
Keep installation certificates, equipment warranties, electrical documentation and installer information.
Sophie Graham
Customer Energy Advisor at BrightGrid Energy
